No app to install.
Registration, verification and payment all happen in a single WhatsApp conversation (in Darija, French or English).
Send to anyone.
The transfer reaches any bank account or e-wallet in Morocco. The person you send to doesn’t need to have CircleCash.
Infrastructure you can trust.
Accounts are held at a payment partner licensed by Bank Al-Maghrib. Card top-ups run through 3-D Secure, and your card details never enter the conversation.
Three prices: 0%, 0%, 2%.
No hidden extra fees — one clear price.
Airtime, passes and game vouchers at face value. For bills, photograph it or pick the biller in the chat: we confirm the real amount directly with the biller, and it’s paid from your balance with no extra fee.
Cash in or cash out at any CircleCash ATM without paying anything.
To any bank account or wallet in Morocco. Traditional counters take 1% to 9%, and the smaller the amount the more it costs — ours is flat whatever the amount.
Start in the chat. End with a wallet.
Pick a service.
Open the chat and choose from the catalog: airtime, internet passes, game vouchers or a utility biller. You pay, and the numbered receipt comes back in the conversation.
Pay from balance.
Open your wallet in the same conversation; verification takes a minute. After that you pay your bills from your balance with no extra fee, and a numbered PDF receipt reaches you on WhatsApp.
Your balance, 24/7.
Cash in or out at CircleCash ATMs, free. The machines run day and night, with no closing time.
Send money.
To any bank account or wallet in Morocco at a flat 2%, with the confirmation directly on WhatsApp.
Send a photo of the bill. We do the reading.
For water, electricity and telecom bills you don’t have to type anything. Photograph the bill in the chat: we read the reference, confirm the amount really due directly with the biller — not the printed figure — and pay it from your balance.
CircleCash ATMs run 24/7.
A traditional counter has opening hours, shuts at 9pm and stays closed on Sunday. A CircleCash ATM doesn’t have that problem — 24/7.
→ The ATM takes no commission, and has no opening hours and no day off.
Try airtime, game vouchers and bill payments on WhatsApp today.
The amount is guaranteed — we confirm it directly with the biller, we don’t just read it off the bill.
The payment is documented — a numbered PDF receipt reaches you straight in the conversation.
The monthly reminder — you can switch on a reminder every month before the due date.